Roth Ira 2025 Contribution Limit Irs. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2023 tax year was $6,500 or $7,500 if you were age 50 or older. You can make contributions to your roth ira after you reach age 70 ยฝ.
You are allowed to contribute the full $7,000 to your roth ira if your modified adjusted gross income (magi) is less than $146,000 in 2025. Is your income ok for a roth ira?